Set clear goals. Make sound plans for your family's future. Give yourself confidence and flexibility to deal with life's uncertainties.

Individualized Consultation, Personal Service

Michael Garber Consulting Services is an independent financial planning and investment consulting firm offering comprehensive personal financial planning, investment advice and assistance with specific financial decisions.

Better and More Informed Financial Decisions

Through our consulting process, we will review your unique situation, help you set clear goals, then adjust and monitor your finances to get and stay on track.

Hear how to lower costs that may be reducing your present investment returns. Learn better ways to manage your money. See how all aspects of your financial picture are connected. Feel how great it is to steer your finances onto the right path.

Comprehensive Planning Services

   Current Financial Situation Review
   Cash Flow and Debt Management Planning
   Home Purchase, Sale, Refinance, or Remodel Planning
   Insurable Risk Planning
   Investment Second Opinion
   Investment Planning
   Education Planning
   Financial Independence/Retirement Planning
   Estate Planning

Fee-Only Advising

With a fee-only adviser, your interests come first. The only fees paid to the adviser come from the client: not from commissions on the sale of financial products, not from referrals.  The advice you receive is free from the conflicts of interest inherent in other compensation methods.

Read commentary on markets, personal finance and investing at Michael Garber's blog,  Engineer Your Future


Michael Garber Consulting Services is a NAPFA member serving clients in a fiduciary capacity. PO Box 1121 San Martin, CA 95020.  Contact mg@michaelgarber.com