Will I ever get to retire?
Do I have control of my spending? 
Are my investments safe? 
How can I simplify my finances? 

You can get answers:
Set clear goals. Make sound plans for your family's future.
Give yourself confidence and flexibility to deal with life's uncertainties.

Individualized Consultation, Personal Service

Michael Garber Consulting Services is an independent financial planning and investment consulting firm offering comprehensive personal financial planning, investment advice and assistance with specific financial decisions.

Make Better and More Informed Financial Decisions

Through our consulting process, we will review your unique situation and help you identify your goals. We will then assess your present financial situation, and develop clear action steps that will help you move toward your goals. You receive a written plan showing where you are and laying out the next steps toward your goals.

Get Help With a Range of Problems, from Focused Analysis to Comprehensive Planning:

   Review of Current Financial Situation
   Cash Flow and Debt Management Planning
   Analysis of Home Purchase, Sale, Refinance, or Remodel 
   Insurable Risk Planning
   Investment Second Opinion
   Investment Planning
   Education Planning
   Planning for Financial Independence or Retirement
   Estate Planning
Email to learn about one-time advice sessions focused on a single issue!

Financial Advice, Targeted to Your Needs

With a fee-only adviser, your interests come first. The only fees paid to the adviser come from the client. Based on your needs, we make specific recommendations of investment or other financial products, and you can shop for the best solution. 

Michael Garber Consulting Services has no minimum income or net worth requirements or retainer fees.
We do not sell any financial products or take custody of investments.