Set clear goals. Make sound plans for your family's future. Give yourself confidence and flexibility to deal with life's uncertainties.

Individualized Consultation, Personal Service

Michael Garber Consulting Services is an independent financial planning and investment consulting firm offering comprehensive personal financial planning, investment advice and assistance with specific financial decisions.

Better and More Informed Financial Decisions

Through our consulting process, we will review your unique situation and help you identify your goals. We will then assess your present financial situation, and develop clear action steps that will help you move toward your goals. You receive a written plan showing where you are and laying out the next steps toward your goals.

Help With a Range of Needs, from Focused Analysis to Comprehensive Planning:

   Review of Current Financial Situation
   Cash Flow and Debt Management Planning
   Analysis of Home Purchase, Sale, Refinance, or Remodel 
   Insurable Risk Planning
   Investment Second Opinion
   Investment Planning
   Education Planning
   Planning for Financial Independence or Retirement
   Estate Planning

Fee-Only Advising on a Project Basis

With a fee-only adviser, your interests come first. The only fees paid to the adviser come from the client. While we make specific recommendations of investment or other financial products, we do not sell them, so you can shop for the best solution. 

Michael Garber Consulting Services has no minimum net worth requirements or retainer fees.  

Read commentary on markets, personal finance and investing at Michael Garber's blog,  Engineer Your Future

Michael Garber Consulting Services is a NAPFA member serving clients in a fiduciary capacity. 
PO Box 1121 San Martin, CA 95020.